Is the allocation provided to municipalities under the Major Cities Stream a forgivable loan? Does it need to be repaid?

    The funding provided under the RHI is a capital contribution. It does not need to be repaid provided the terms of the agreement are met.

    How long will it take to receive funding under each individual funding stream?

    Municipalities selected under the Major Cities Stream will receive their allocation immediately following the signature of their agreements; investment plans are required within 30 days of being advised of their allocation.

    For the Projects Stream, the application window will be open until December 31, 2020 and CMHC will review applications within 30 days of the end of the application window. Once an agreement has been signed funding will flow.

    Municipalities under the Major Cities Stream do not need to submit an application for the Projects Stream if their investment plans submitted prior to November 27, 2020 provide details of projects for additional funding consideration under the Projects Stream.

    What types of projects can be funded under RHI?

    Costs associated with one of the three categories noted below to develop permanent housing under the RHI:

    1. Acquisition of land and construction of modular housing,

    2. Acquisition of land and existing buildings for the purpose of conversion,

    3. Acquisition of land and rehabilitation of housing.

    Construction must be completed within 12 months of agreement. For clarity, construction, conversion and rehabilitation costs are included in addition to the acquisition of land and buildings.


    What other expenses are eligible under RHI?

    Costs related to the pre-development, pre-construction (e.g. environmental site assessments, cost consultant reports, permits, architectural or engineering reports, legal/closing costs related to acquisition of land and buildings) will be eligible as part of an application to develop permanent affordable housing. RHI funding cannot be used to cover operational expenses.

    Why is supportive housing needed in London?

      1. Proving rental housing with affordability and on-site supports will allow for more Londoners to move into permanent housing, promoting housing stability for individuals and families

    How are the sites for these new builds selected?

    Sites are selected based on land cost, size, location, and access to transportation and other goods and services in order for tenants to access health care and basic need to promote housing stability. 


    What is the tenant selection process for these new buildings?

    The City of London will work closely with qualified service providers to help develop and manage the tenant selection process through London’s Coordinated Access System. This ensures that Londoners are connected to the right type of housing and the type of support based on their needs. 

    What types of services and supports will be offered in these new buildings?

    Services will be tailored to individual need. There is no one size fits all service. Instead, individualized support plans are created to reflect each tenants goals to achieve housing stability. This may include help getting a family physician, support connecting to community resources in a new neighbourhood, etc.

    What about concerns regarding my neighbourhood security?

    We do not anticipate any increased public safety issues in the neighbourhood as a result of the new housing with affordability projects. The City and HDC will be responsible to ensure that community concerns are addressed.

    What will these new building look like? Will the match our current neighbourhood esthetic?

    The building’s colour palette, architectural features and use of certain building materials will all be taken into consideration to ensure the construction fits into the local context of it’s surrounding community, and one that will stand the test of time. This project will also include a detailed landscape design.

    Building Elevations will be prepared in the coming months. Plans will be reviewed through a public site plan process where the ultimate “look” of the building will be presented.

    How can I share input on these projects?

    You can email your questions and comments to or submit them through the Questions and Comments section on this site.

    What is the difference between housing with affordability and social housing?

    Affordable housing generally refers to housing for low-to-moderate-income households priced at or below the average market rent or selling price for comparable housing in a specific geographic area.

    Social housing is government-assisted housing that provides lower cost rental units to households with low-to-moderate incomes and can include:

    • public housing (owned directly or indirectly by service managers)
    • not-for-profit and co-operative housing
    • rent supplement programs (often in the private market)
    • rural and native housing (owned by Ontario Aboriginal Housing Services)

    The City of London has many empty, vacant buildings. Instead of building new, why is the City not purchasing and retro fitting these buildings as a solution to our homeless crisis?

    The acquisition and renovation of empty buildings is part of the City’s response, however; many factors impact the decisions to pursue this option. 

    This includes:

    • The City in most instances does not own these buildings.
    • There may not be a willing seller even though the building is currently vacant or has been vacant for a long time.
    • Cost of acquisition can be cost prohibitive given the price of land in the City currently.
    • The condition of the building and site needs to be factored in. In many cases buildings have been abandoned or underutilized for years and this can lead to increased renovation costs.
    • The time it takes to acquire and renovate a building is not conducive to a quick response.
    • The cost associated with ensuring an existing building meets the current building standards can be cost prohibitive. It wouldn’t make financial sense to purchase a building site to then tear down a large building and incur the costs of clean up on top of new construction.